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Never Say Never

| July 21, 2025

Ne Dis Jamis, Jamis (Never Say Never)

It wasn’t too long ago that I thought I was finished accumulating financial planning credentials, but now I’m proud and more than a bit relieved to say that I’m a CDFA® professional.  That stands for Certified Divorce Financial Analyst® and the idea to pursue it happened by chance.

I’d just passed the CLU® exam in Spring of 2023 and I allowed the mental exhaustion of the moment to cloud my thoughts.  Surely CFP®, ChFC®, CLU® and RICP® were satisfactory for my practice.  Seriously, how many initials does a guy need attached to his name to finally to feel secure?

Then came reality – divorce cases that inadvertently entered my practice.  They came, without solicitation and clearly showed why I needed this specialty, partly because of how much people can become traumatized through divorce.

The notion to pursue the CDFA® certification happened back when I worked in the corporate world.  I attended a training session on public speaking and coincidently sat next to a woman who had the designation.  We talked and I thought that she was on to something.  She was, so here I am, years later adding those letters to my resume, with gratitude and more than a touch of humility.

I learned plenty about the technical aspects surrounding divorce, but I also learned never say never.  Never believe there’s a limit to what you can accomplish.  Your constraints are the ones you impose upon yourself and I’m not so into that.